Advertising Disclosure

Loan Thistle is an advertising referral service, not a lender. We don't make loans or credit decisions, and we aren't a broker, agent or representative of any lender. We don't endorse any lender or product.

How we make money. Loan Thistle is free for you. Lenders and lending partners in our network pay us when they receive or accept a request. That payment, along with other factors, can affect which lender sees your request first and which offer you are shown. The offer you get may come from the lender that paid the most for your request, not the one with the lowest cost. We do not include every lender or every offer available to you, and you should compare your options.

Where your request goes. When you ask us to, we pass your request to lenders and lending partners through our lending network. It may go to more than one of them. Some lenders in our network are owned by Native American tribes and operate under tribal and federal law. Any lender that makes you an offer will show you its own terms before you accept.

APR Disclosure. Certain states limit the Annual Percentage Rate (APR) that lenders can charge. APRs for cash advance loans typically range from 200% to 1386%, for installment loans from 6.63% to 485%, and for personal loans from 4.99% to 450%, depending on the lender and loan type. Loans from states without APR limits or from lenders not governed by state laws may have higher APRs. The APR reflects the annual cost of your loan, including interest, fees, and repayment terms. Your lender will provide the specific APR and full loan terms before you sign any agreement. APR rates may change and are subject to lender policies. Late or missed payments can bring fees, collection activity and harm to your credit. Short-term loans are not a long-term financial solution.

Credit. Lenders may check your credit with one or more consumer reporting agencies, and some checks can affect your credit score.

Availability. Not available in Arkansas, Connecticut, Georgia, Illinois, Minnesota, Montana, New Hampshire, New Mexico, New York, Vermont or West Virginia, or to active-duty members of the armed forces and their dependents. Not every lender offers every product or amount in every state.