Loan Thistle Secure

E-Consent

Consent to electronic records and signatures

To use Loan Thistle you agree that we may give you, electronically, any notice, disclosure, consent or other record that the law says must be given to you in writing. You also agree that you can sign electronically. Your tap on "Get my offer" is your electronic signature, and it is as binding as a signature on paper.

What this covers. Your request through loanthistle.com, and the notices, disclosures and messages about it, including our Terms, Privacy Policy and privacy notice, and any notices we send about your request. Each lender that receives your request may ask for its own electronic consent for its loan documents.

How we deliver records. On the site, by email to the address you gave, or by text to your mobile number with a link to the record.

Paper copies. You can ask for a paper copy of any record at no charge by contacting us with your postal address.

Withdrawing your consent. You can withdraw it at any time, free, by contacting us. Withdrawing doesn't affect anything already sent. Because Loan Thistle works only online, after you withdraw we can no longer take or progress a request from you.

Keeping your details up to date. Tell us if your email address or mobile number changes.

What you need. A device with an up-to-date web browser (a current version of Chrome, Safari, Edge or Firefox) and internet access. You also need an email account that can receive our messages, and a way to save or print pages, such as a printer or enough storage on your device. We'll tell you if this changes in a way that affects your access.

Confirming you can read these records. By agreeing on this site, you confirm that you can open and read this page, which shows you can access records in the form we'll use.

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Who we are. Loan Thistle is a trading name of Tecko Group Ltd, a company registered in England and Wales (number 16403905), C/O Clka Consulting Ltd, 1 Wellington Rd, Swinton, M27 4BR, United Kingdom. Contact us. US mail: 390 NE 191st St STE 54142, Miami, FL 33179.

We are not a lender. Loan Thistle does not make loans or credit decisions, and is not a broker or agent of any lender. We pass your request to lenders and lending partners in our network, who decide whether to make you an offer. Sending a request does not guarantee an offer, an amount, a rate or a time to fund. Using Loan Thistle is free.

How we are paid. Lenders and lending partners pay us for requests they receive or accept, so the offer you see may depend on what they pay. Your request may go to more than one lender. We do not show every lender or every offer available to you.

APR Disclosure. Certain states limit the Annual Percentage Rate (APR) that lenders can charge. APRs for cash advance loans typically range from 200% to 1386%, for installment loans from 6.63% to 485%, and for personal loans from 4.99% to 450%, depending on the lender and loan type. Loans from states without APR limits or from lenders not governed by state laws may have higher APRs. The APR reflects the annual cost of your loan, including interest, fees, and repayment terms. Your lender will provide the specific APR and full loan terms before you sign any agreement. APR rates may change and are subject to lender policies.

Late payments. Late or missed payments can bring extra fees, collection activity and harm to your credit. Short-term loans are not a long-term financial solution.

Credit checks. Lenders and lending partners may check your credit with Experian, Equifax or TransUnion, or with other consumer reporting agencies. Some checks may affect your credit score.

Timing and amounts. "As soon as the next business day" depends on the lender, when you are approved and your bank. Not all lenders offer up to $5,000.

Tribal lenders. Some lenders in our network may be owned by a Native American tribe. They operate under tribal and federal law, may not be licensed in your state or follow its rate limits, and may require disputes to be settled under tribal law. Read their terms before you accept an offer.

Military. Loan Thistle can't take requests from active-duty members of the armed forces or their dependents.

Where we operate. Loan Thistle is not available to residents of Arkansas, Connecticut, Georgia, Illinois, Minnesota, Montana, New Hampshire, New Mexico, New York, Vermont or West Virginia. Not every lender offers every product in every state, and availability can change.

© 2026 Tecko Group Ltd. C/O Clka Consulting Ltd, 1 Wellington Rd, Swinton, M27 4BR, United Kingdom.